Intern - Enterprise Risk Management

Company: Midland States Bank
Location: O Fallon
Posted on: November 4, 2025

Job Description:

Position Title: Intern - Enterprise Risk Management Locations: O'Fallon_MO Time Type: Full time Req ID: JR1232-O'Fallon_MO At Midland, we’re proud to be a little different. You can see it in our bright orange signs-but there’s more to it than that. With our heartfelt and personalized approach, we’re focused on meeting every customer’s needs with the brightest solutions. For more than 140 years, we’ve learned by serving customers skillfully with dedication and follow-through, we can brighten every interaction to drive our collective success. And this goes beyond traditional banking. We foster programs that empower our communities, continuously invest in our employees, and actively pursue brighter futures for all. Our humble ambition keeps us growing, giving back, and looking ahead. We’re innovating and optimizing our services to ensure we stay unique - providing strength you can count on with heart you can feel. You might say we’re unlike any other bank. And you’d be right." At Midland States Bank, base salary is one component of our Total Rewards program. Exact compensation is determined by factors such as (but not limited to) education, skills, internal equity, and experience. This position offers additional compensation in the form of short-term incentives (i.e. bonus and/or commission) and may include long-term incentives (i.e. stock awards). Benefits for this role include comprehensive healthcare, well-being benefits, paid family leave as well as generous paid time off. Total Rewards also include banking perks, an Employee Stock Purchase Plan, 401K plan with company match and may include the opportunity to participate in our Non-Qualified Deferred Compensation plan. Incentives and benefits are subject to eligibility requirements. Intern – Enterprise Risk Management O’Fallon, MO | Effingham, IL Rate of Pay: $15 an hour At Midland States Bank, we believe that when we can bring our whole selves to work each day, we become happier, more comfortable, more confident, and more excited to do great things for our customers, each other and our company. We’re proud to be an Equal Opportunity and Affirmative Action employer. At Midland, we recruit, employ, train, compensate and promote without regard to race, color, religion, gender, gender identity or expression, sexual orientation, national origin, genetics, disability, age, or veteran status. If you are looking for a place to grow, we encourage you to apply at Midland States Bank, because you belong here. Position Summary The Enterprise Risk Management (ERM) Intern will gain hands-on experience supporting the Risk Management team in strengthening Midland’s risk culture and operational controls. This internship provides exposure to enterprise-wide risk assessments, reporting, and compliance activities. The intern will work with experienced professionals across departments, contributing to projects that enhance governance, accountability, and data-driven decision-making across the organization. Primary Accountabilities - Support the testing and validation of controls across the enterprise. - Contribute to the development of enhanced risk management reporting and analytics. - Participate in the creation of AI use cases and research on emerging technology in risk management practices. - Assist in leading the annual Business Continuity Plan (BCP) pandemic testing exercise across the organization. - Collaborate with the ERM team to review and update risk registers, documentation, and frameworks. - Support department projects focused on regulatory compliance and operational resilience. - Attend meetings, cross-functional discussions, and ROCI (Risk Oversight & Control Improvement) sessions for professional exposure. - Perform other duties as assigned. - Maintain compliance with all applicable regulations including, but not limited to, the Bank Secrecy Act (BSA). Position Qualifications Education/Experience: - Enrolled in a degree program in Finance, Business Administration, Economics, Data Analytics, Risk Management, or a related field, with at least two years of coursework completed. - Strong analytical, quantitative, and problem-solving skills. - Proficiency in Microsoft Office Suite (Excel, Word, PowerPoint). - Excellent written and verbal communication skills. - Detail-oriented, organized, and capable of managing multiple priorities. - Professional demeanor and strong interpersonal skills. - Eagerness to learn and contribute within a collaborative team environment. Internship Details: - Internship duration: Must be available mid-May through late July 2026. - Schedule: Must be available Monday–Friday, 8:00 a.m.–5:00 p.m. (40 hours/week). - Must reside locally and report to either the O’Fallon, MO or Effingham, IL office. Competencies: - Business insight - Cultivates innovation - Drives results - Makes sound decisions - Being a brand champion - Collaborates - Communicates effectively - Customer focus - Being Authentic - Emotional Intelligence - Self-development - Being flexible and adaptable If you require reasonable accommodation in completing this application, interviewing, completing any pre-employment testing, or otherwise participating in the employee selection process, please direct your inquiries to Midland States Bank Human Resources at HR@midlandsb.com. THIS JOB DESCRIPTION DOES NOT CONSTITUTE A CONTRACT FOR EMPLOYMENT At Midland States Bank, we believe that when we can bring our whole selves to work each day, we become happier, more comfortable, more confident and more excited to do great things for our customers, each other and our company. We’re proud to be an Equal Opportunity and Affirmative Action employer. At Midland, we recruit, employ, train, compensate and promote without regard to race, color, religion, gender, gender identity or expression, sexual orientation, national origin, genetics, disability, age, or veteran status. If you are looking for a place to grow, we encourage you to apply at Midland States Bank, because you belong here. If you require reasonable accommodation in completing this application, interviewing, completing any pre-employment testing, or otherwise participating in the employee selection process, please direct your inquiries to Midland States Bank Human Resources at HR@midlandsb.com. THIS JOB DESCRIPTION DOES NOT CONSTITUTE A CONTRACT FOR EMPLOYMENT Compensation details: 15-15 Hourly Wage PI56190b50163d-37156-38959729

Keywords: Midland States Bank, O'Fallon , Intern - Enterprise Risk Management, Accounting, Auditing , O Fallon, Missouri